Moyo Money

Privacy Policy

Last updated: September 2026

Data We Collect

Phone number, email (optional), name, BVN (for KYC), government ID (for KYC), transaction data, device and IP information for security purposes.

How We Use It

To process payments, prevent fraud, comply with CBN regulations, send transaction notifications, and improve the platform.

We Do NOT Hold Funds

Moyo Money is an orchestration layer. We do not hold your money. Funds are held by your bank or chosen financial institution.

Data Sharing

We share transaction data with partner financial institutions to execute your instructions. We do not sell your data to third parties.

Security

All data is encrypted with AES-256. Passwords are hashed with bcrypt. Sessions are secured with CSRF tokens and rate limiting.

Your Rights

You may request access to, correction of, or deletion of your personal data by emailing support@moyomoney.site.

Contact

Moyo Money · support@moyomoney.site