Fintech Orchestration Platform
ONE RAIL.
MANY INSTITUTIONS.
Moyo Money connects your money across multiple banks and payment networks — one app, every institution.
🛡️ MoyoSafe Security · AES-256 Encryption · No wallet held
Send Money
Transfer to any Nigerian bank account, instantly, with transparent fees.
Receive via QR
Generate your QR code. Anyone can scan and send.
Payment Links
Create persistent payment references for your business.
Ajo Groups
Digital cooperative savings circles with automated payouts.
USSD Access
Works on any phone, even without internet. Dial *334#.
MoyoSafe
Real-time risk scoring on every transaction. UNKNOWN state protects you.
Developer API
REST API with sandbox, webhooks, and idempotency built in.
Full Transparency
Every transaction state is visible: INITIATED → CONFIRMED → SETTLED.
Connected to every institution
Moyo Money routes through your preferred network
GTBank
Access Bank
Zenith Bank
First Bank
UBA
Stanbic IBTC
FCMB
Wema Bank
Sterling Bank
Opay
Palmpay
Kuda
Start in 2 minutes
No bank account needed to register. Verify later to unlock higher limits.
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